Credit Analysis
- In-Depth Ratio Analysis
- Risk Rating (Setup your own criteria)
- Collateral Analysis
- Multi-Entity Consolidations
- Global Cash Flow Analysis
- RMA Industry Comparisons
Financial Statements
To support your credit analysis, North Shore provides actual, projected and interim statements.
- Unlimited Balance Sheets
- Unlimited Income Statements
- Statement of Owner Equity
- Statement of Cash Flows
- UCA Cash Flow Format
Decisioning:
- Business rules engine can ensure that loans comply with current underwriting standards
- User has option of utilizing our canned approval document or configure a custom approval document.
- Loan Approval rules identifies the approval levels and assignment of approvers
Monitoring and Servicing
Our tickler system helps you ensure that all post-approval tasks are performed:
- Annual income statements
- Monitoring covenants
- Inspecting construction progress
- Annual property appraisals
